Spec sheet 001 / Educational auto insurance information
A policy is a spec sheet. Learn to read the columns.
Steerivo is an educational website that takes the declarations page, liability limits and endorsements apart, line by line. Information only. Not an insurer, and no price estimates.
| Declarations page | What each block tells you and what to check. |
|---|---|
| Liability limits | How 25/50/25 and friends are read. |
| Endorsements | The add-on forms, and what to ask about each. |
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Policy reading / 6 min
A line-by-line tour of the declarations page
The declarations page is the summary of your policy. It is two pages that answer most questions, if you know where to look.
Open spec sheet →Policy reading / 6 min
Liability limits as three numbers: 25/50/25 and friends
Liability limits are often written as three numbers separated by slashes. They are less cryptic than they look.
Open spec sheet →Policy reading / 5 min
Endorsements and add-ons: the optional list
An endorsement is a form that changes the policy. Some are common, and each has its own limits.
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3numbers in a liability limit
0estimates